Larry Gaddis says he's like many tenants living in apartments: he doesn't have renter's insurance.
"I just hadn't gotten around to it. I guess, not really expecting the unexpected to happen," Gaddis said.
Veronica Brown knows all to well the unexpected will happen. In fact, she just lost everything Tuesday when her unit burned along with seven others at Bridge Croft Apartment complex.
"We didn't have any renter's insurance or anything. It was water damage, smoke damage, everything was just all destroyed. That just woke us up, just telling us to just gone get your renter's insurance," Brown said.
ALFA Insurance Agent Steve Bullington says renter's insurance policies on apartments rank at the bottom of the policies he's written.
"The same people that won't get out on the highway in a car without liability insurance on their car, will move everything they own in an apartment and have not coverage on it and a lot of apartment complexes now are requiring it, but people just don't think about it," Bullington said.
And it's really inexpensive compared to auto and homeowner's insurance. Bullington says the average policy with property coverage between $10,000 to $15,000 will run you about $10 a month.
"The time to call for renter's insurance is not just after you've had a fire which was not insured. You can keep at least a general inventory of what you have. Keep a copy with a friend or in a safety deposit box," Bullington said.
Bullington says you can bundle services and save money. You can get renter's insurance, auto insurance and even life insurance with one agency.
To get more information on a renter's insurance policy, you can contact Steve Bullington at 334-288-0375. To find your local ALFA agent, call 1-800-964-2532. To find your local State Farm agent, call 1-855-733-7333. To get a quote over the phone, you can call GEIGO at 1-800-841-2964.
Saturday, May 25 2013 10:48 PM EDT2013-05-26 02:48:56 GMT
Augusta is a hot spot this weekend as holiday travelers pass by the Georgia—South Carolina border. For many, that means traffic and it also means more law enforcement on the road. Georgia state troopersMore >>
Georgia state troopers have increased patrols during the holiday weekend and will have a few checkpoints throughout the CSRA.More >>
Saturday, May 25 2013 9:09 PM EDT2013-05-26 01:09:50 GMT
One teen is dead after a fatal car accident in Aiken County this morning The Aiken County Coroner's Office confirmed Ricky Marquez, 19, died after the car he was riding in left the roadway and struck severalMore >>
An Aiken County teen is dead after severe head injuries from a fatal car accident this morning. More >>
Saturday, May 25 2013 6:31 PM EDT2013-05-25 22:31:35 GMT
Oklahoma natives are raising money to help tornado victims who are now forced to rebuild their town after an EF-5 twister ripped through Moore, Oklahoma last Monday. "Every little bit helps," said ValliMore >>
Oklahoma natives are raising money to help tornado victims who are now forced to rebuild their town after an EF-5 twister ripped through Moore, Oklahoma last Monday.More >>
Friday, May 24 2013 10:51 PM EDT2013-05-25 02:51:03 GMT
Eileen Faucette-Robinson is fed up with the problems; years of problems, from what she says is a result of an apartment complex towering over her backyard."Situations like this where there is a healthMore >>
Eileen Faucette-Robinson is fed up with the problems; years of problems, from what she says is a result of an apartment complex towering over her backyard.More >>
Friday, May 24 2013 9:45 PM EDT2013-05-25 01:45:01 GMT
The Georgia-Carolina Council for the Boy Scouts of America voted against allowing gays to join the Boy Scouts. They say they voted against changing the membership standards because 85% of the 2,700 constituentsMore >>
The Georgia-Carolina Council for the Boy Scouts of America voted against allowing gays to join the Boy Scouts.More >>
Friday, May 24 2013 8:45 PM EDT2013-05-25 00:45:32 GMT
Mobility Transit Services, the company that runs the Augusta Public Transit, is suing the City of Augusta after they claim their contract was unlawfully terminated. "The Augusta Commission in a meetingMore >>
Mobility Transit Services, the company that runs the Augusta Public Transit, is suing the City of Augusta after they claim their contract was unlawfully terminated.More >>
Friday, May 24 2013 10:53 AM EDT2013-05-24 14:53:19 GMT
Ryan David Jones/Source: RCSO
Friends and neighbors now say the Jones Family, Edna, Roosevelt, and Russell, are the victims of a suspected triple homicide in South Augusta.The Richmond County Sheriff's Office has been investigatingMore >>
The Richmond County Sheriff Office has charged Ryan David Jones with 3 counts of Murder and Possession of a Firearm during the Commission of a Crime.More >>
Friday, May 24 2013 8:54 AM EDT2013-05-24 12:54:11 GMT
The Richmond County Coroner's Office has confirmed a bicyclist has been struck and killed on Peach Orchard Road.Robert Donald Holden, Jr, of Hephzibah, was pronounced dead at the scene on the 3500 blockMore >>
The Richmond County Coroner's Office has confirmed a bicyclist has been struck and killed on Peach Orchard Road.More >>
Friday, May 24 2013 8:00 AM EDT2013-05-24 12:00:17 GMT
For 12 years Denise Glasford's sister fought in the Army, but died last year on Memorial Day. "Thinking about her and wishing she was still here with us," Glasford said. "It's been a tough year for the family." GlasfordMore >>
Glasford and her niece and nephew are three of dozens of family members paying tribute to soldiers who made the ultimate sacrifice. Here at Fort Gordon's Warrior Remembrance Memorial Day Ceremony, they're honoring those killed, and remembering those they left behind. Soldiers say the national holiday is much more than a day off from work to barbeque and celebrate.More >>
Thursday, May 23 2013 11:43 PM EDT2013-05-24 03:43:19 GMT
The Richmond County Sheriff's Office is investigating a shooting at the Cedar Grove Apartments.That's off of Deans Bridge Road.Residents in the area say that two people were shot and taken to the hospital.More >>
The Richmond County Sheriff's Office is investigating a shooting at the Cedar Grove Apartments.More >>