From sky-high gas prices to soaring college costs, for many Americans, it's hard to put money away for the future.
Angie Mohr is a wife, mother of two, and accountant who used to have clients ranging from celebrity chefs to rock bands. Now, she is a full-time financial writer who lists Forbes and MSNBC as some of her publishers. Through her work, she has learned Americans have a problem with the S word.
She believes between the 1950s and now, Americans have started saving less. She attributes this to credit being so easily attainable.
"When credit became very easy to obtain everybody wanted everything right away. We've become a society that gets what they want when they want it and that's really really dangerous," she said.
Which is why Mohr has seven published books under her belt. The latest one is geared toward teaching the next generation how to save.
"We have a generation of kids that go out into the world and don't know how to do very basic financial tasks," Mohr said.
According to USA TODAY, she's absolutely right. Only 13 states require high school students to take a personal finance class. And it's not just students in the dark. A survey from the National Foundation for Credit Counseling says 80 percent of adults admit they could benefit from additional advice and answers to everyday financial questions.
Mohr said that in this unstable economy, it's crucial to know how to plan for the unexpected.