What Are Reportable Securities for Financial Advisors?
The Securities and Exchange Commission (SEC) imposes certain rules on registered investment advisors governing ethical behavior. Rule 204A-1 of the Advisers Act outlines minimum standards for establishing an advisor code...
7 Personal Finance Influencers to Follow If You’re an Advisor
Personal finance influencers are becoming increasingly popular on social media as people seek out straightforward, practical financial advice. While many influencers cater to a consumer-facing audience, some offer tips and...
How to Analyze Market Sentiment Indicators to Grow Client Portfolios
Market sentiment can be integral in determining how stock prices move at any given time. Being able to gauge the mood of the market is a valuable skill, as it can allow you to make the most informed decisions possible when...
How to Find Compliance Solutions for Financial Advisors
Financial advisors may need to find compliance solutions to ensure adherence to regulatory requirements, mitigate legal risks and maintain trust with clients and regulatory authorities. To find a solution, you may start by...
I Have $845k in a Traditional IRA. How Can I Reduce Taxes When Converting to a Roth?
There’s no way to entirely avoid paying income taxes when you convert a traditional IRA into a Roth account. However, with smart financial planning you can reduce the impact of those taxes. A financial advisor can help you...
How Cancel for Any Reason (CFAR) Travel Insurance Works
Cancel for Any Reason (CFAR) travel insurance allows policyholders to cancel their trips for a variety of reasons, including those not typically covered by traditional policies, and still receive a partial refund of their...
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HeyTutor analyzed teacher attrition data from the National Center for Education Statistics to shed light on how teachers feel about leaving their jobs.
Retiring early can be tricky, even if you have considerable home equity. Say for example that you’re married with $1.4 million in your IRAs and a home worth $750,000. Retiring early could well be within reach, but...
Building a successful—and sustainable—business often begins with developing systems that allow you to operate as efficiently as possible. Strategic portfolio management (SPM) encompasses various processes that financial...
The Securities and Exchange Commission (SEC) imposes certain rules on registered investment advisors governing ethical behavior. Rule 204A-1 of the Advisers Act outlines minimum standards for establishing an advisor code...
Personal finance influencers are becoming increasingly popular on social media as people seek out straightforward, practical financial advice. While many influencers cater to a consumer-facing audience, some offer tips and...
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Market sentiment can be integral in determining how stock prices move at any given time. Being able to gauge the mood of the market is a valuable skill, as it can allow you to make the most informed decisions possible when...
While borrowing from your 401(k) account can hurt your long-term retirement planning, that’s not the only consideration. There are also tax implications if you’re not able to repay the funds in a timely manner....
Financial advisors may need to find compliance solutions to ensure adherence to regulatory requirements, mitigate legal risks and maintain trust with clients and regulatory authorities. To find a solution, you may start by...
As financial markets grow in complexity and the demand for tailored financial advice continues to escalate in the U.S., a variety of training programs can provide the necessary education for both aspiring and seasoned...
Wedding insurance can help protect the amount of money that you’re spending on your big day. From sudden venue closures to severe weather disruptions, this specialized policy can act as a safeguard against a variety...
With tax season now upon us, Money outlines the key deadlines and details you need to know in order to file correctly and on time.
There’s no way to entirely avoid paying income taxes when you convert a traditional IRA into a Roth account. However, with smart financial planning you can reduce the impact of those taxes. A financial advisor can help you...
Cancel for Any Reason (CFAR) travel insurance allows policyholders to cancel their trips for a variety of reasons, including those not typically covered by traditional policies, and still receive a partial refund of their...
Wine insurance is a specialized form of insurance coverage that is designed to protect valuable wine collections from various risks, such as theft, damage, or loss. It typically provides coverage for the replacement cost...
The distinction between financial advisors can sometimes hinge on the depth of their knowledge and the trust they inspire. Financial planning certifications are not merely a form of professional validation – they may be a...
SmartAsset ranked 98 of the largest U.S. cities by the size of their income inequality, measured by comparing the incomes of the top 80% of earners with the bottom 20%.
Exchange-traded products (ETPs) are investment vehicles traded on major stock exchanges, offering investors exposure to a diverse range of assets without directly owning them. While exchange-traded funds (ETFs) are the...
Settling an estate after the death of a loved one can involve both legal and financial challenges. But having a well-organized settlement checklist can help streamline this process. Whether you’re an executor,...
To find where high earners retain more of their income, SmartAsset adjusted a $250,000 income for federal, state and local taxes, as well as varying costs of living for 72 of the largest U.S. cities.
A Study.com survey shows that 71% of teachers are contemplating a career change due to the financial strain brought on by the resumption of student loan repayments.
One of the most pressing questions you’ll face when planning for retirement is how much you can safely withdraw from your nest egg each year. This percentage, known as a safe withdrawal rate, aims to ensure that you...
Marker Learning used NCES data to illustrate graduation rate gains made by students with disabilities around the U.S.
Xactly visualized and analyzed how pay periods compare between industries, using 2023 Bureau of Labor Statistics data.
The 74 spoke with researchers who hope games on popular platforms like Roblox can offer a cure for tests students find 'super boring.'
For many Americans, offering a $60,000 gift to pay for a child’s wedding probably isn’t something to worry about from a tax perspective. You could owe federal gift taxes if your lifetime gifts are over the...
Creating a last will and testament as part of your estate plan could cost anywhere from nothing to several thousand dollars. The actual price will vary depending on the method you use to create a will. Doing it yourself is...
Getting a chartered retirement planning counselor (CRPC) designation can increase a financial advisor’s earning potential without the need to invest a lot of time, energy and money. People with this financial professional...